Business equipment – What will you do when it fails?

Tornadoes and fires may or may not happen to you, but like the human body, from the day it first goes into operation your business equipment begins the journey to its eventual failure. Standard commercial property policies typically don’t protect against unexpected equipment breakdown, and warranties, service contracts and preventive maintenance agreements only cover so much. Adding equipment breakdown coverage can be a valuable part of your business insurance portfolio.


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Special events may need special insurance attention

Every weekend the calendar seems to offer a menu of festivals, 5K races and concerts. No matter what the weather, there is something special to do. Some folks plan their leisure time around any number of school, church or community events.

If your business or organization is planning a special event, you may be experiencing some of the common worries.


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Cyber risk insurance: New coverage for emerging risks

It seems you can’t turn on the news without hearing about a cyber-related crime or incident.

Criminals are increasingly using ransomware as a means of extortion. Ransomware is a form of malware, usually delivered by email phishing scams, that locks victims out of their critical data until they pay the criminals a fee.


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