Ride-sharing: Question coverage before jumping in

young-man-with-smartphone

Smartphone apps replace hailing a cab.

Ride-share alternatives to taxi services are becoming more popular as they expand to more cities. But because they’re so new, both riders and drivers should exercise caution.

Ride-share programs on the surface sound like a win-win situation: if you need a ride, you can download an app to your mobile device to find and arrange transportation in a driver’s personal vehicle.

Read More

Your business: Managing the risk of employee claims

EPLI chart blue gold

Click for larger image.

Managing people in the workplace can be risky business. Even in the best employment environments, there are opportunities for an employee to become disgruntled. Seemingly insignificant mistakes made by a manager can lead to a charge or lawsuit resulting in financial losses for your company.

You can mitigate the risk to your business by purchasing employment practices liability insurance (EPLI).
Read More

Booming beverage industry has special insurance needs

beer-barrel-with-glassesThe craft beverage industry is booming. Breweries and wineries operate in all 50 states, and the number of distilleries has more than doubled since 2011.

Growth stems primarily from states welcoming breweries, brewpubs, wineries and distilleries – granting new licenses and drafting legislation to ease excise taxes – and from the desire of consumers to buy locally.

Proprietors in the craft beverage industry have special insurance needs. Read More