Why your privately held business
needs directors and officers insurance

mixed-group-in-business-meeting

Every corporation relies on the guidance of its board of directors for success. Although lawsuits against larger, publicly traded companies receive the lion’s share of media attention, privately held corporations are also vulnerable to lawsuits by competitors, government agencies, creditors and employees. You can protect your hard-earned success by purchasing directors and officers (D&O) coverage for your company.


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10 tips to improve construction site security

site-entrance-caution-sign

Equipment and material theft is a major source of loss for contractors. While insurance may offset some of the financial costs, many uninsured costs – deductibles, replacing depreciated items with new equipment, production delays, paperwork and time to report and replace stolen equipment – are paid by contractors.
Good planning is essential to construction site security, preventing theft of valuable construction materials and tools.


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Prepare for emergency: Keep AEDs maintained

Defibrilator-in-Airport

Over 424,000 sudden cardiac arrests occur each year, according to the Sudden Cardiac Foundation. Sudden cardiac arrest (SCA) occurs when a person becomes unconscious with no pulse and no breathing. This can happen to anyone, anywhere. This person is clinically dead.

But according to the American Heart Association, rescuers who know cardiopulmonary resuscitation and use an automated external defibrillator (AED) can increase the chance of survival to 50 to 74 percent.


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Monitor buildings as cold weather moves in

Make sure fire protection equipment is visible in the snow.

Now that winter weather has arrived in northern states and cold temperatures are creeping south, it is time to review and address the emergency plans your business put in place earlier in the fall. Initiate your snow removal contract, if needed. Work with your staff to check building conditions at all locations and monitor temperature.


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