Insuring your love, securing the future

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Soulmate. Beloved. Spouse. Friend. Whatever you call your special loved one, Valentine’s Day is a time to celebrate your relationship and offer a token of your affection. While the traditional roses and candy are certainly thoughtful, roses fade and candy doesn’t last. For a more lasting gift, why not consider life insurance?


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Living benefits: Accelerated death benefit riders

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When choosing a life insurance policy, the death benefit paid to a beneficiary is the primary focus. However, did you know that some life insurance plans provide additional living benefits? Policies not only provide financial security after death, but in some cases they may provide benefits in the event of a terminal or permanently incapacitating illness.

An accelerated death benefit rider is an enhancement to a life insurance policy that allows a policy owner to access some portion of the death benefit while the insured is still living.


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