There are more breweries operating in the United States now than at any other time in history. Data from the Brewers Association (BA), the trade association representing small and independent American brewers, shows that in 2015, 4,269 breweries provided nearly 122,000 jobs nationwide. Covering these employees for workers’ compensation can be expensive for brewery owners, and providing for worker safety is a topic that shouldn’t be ignored.
While means and methods will vary, one item that all craft beverage manufacturers share is dependence on their equipment. That’s why it’s important to make sure you include equipment breakdown coverage as part of your insurance portfolio if you’re a craft brewer, distiller or winery owner.
Most breweries, wineries or distilleries offer tours and a tasting room where guests can enjoy a sample of the product or purchase drinks made on-site. These operations present a different set of exposures than a typical beverage manufacturing facility. If you own a beverage business, closely evaluate your operation to ensure guest safety.
