A wine collection is a wonderful thing, and a personal one at that — a selection of your favorite wines, aging quietly and, one hopes, increasing both in quality and value. You have invested time and effort into building your cellar. Take steps to ensure that your wine is protected.
As the school year begins, take note of the items your child brings home. For example, many school districts are assigning laptop computers to students for their personal use. Or, your band or orchestra student may be assigned a school-owned instrument, especially if it’s a larger or more costly one. It’s a good idea to make sure those items loaned to your child throughout the school year are covered by insurance in the event of a loss.
Do you have a young adult heading off to college? College can be a fun time for the student but a stressful one for the parent. Reduce some of the stress by planning ahead to make sure your college student has appropriate insurance protection while away at school.
