When you’re buying homeowners insurance, how do you determine the replacement cost of your home? Many homeowners automatically base the replacement cost on the current market value. But that method could leave you with unpleasant surprises if you have a loss.
Distracted driving has become an escalating and deadly problem. The National Highway Traffic Safety Administration recorded 2,841 distracted driving-related deaths on our nation’s roads in 2018 – 7.8% of all crash fatalities that year. While the number was down from 2017, we have a long way to go considering this is an avoidable risk.
Just as you prepare your home for severe weather, consider taking steps to prevent damage to your valuable articles and collections.
