Ride-sharing: Question coverage before jumping in

young-man-with-smartphone

Smartphone apps replace hailing a cab.

Ride-share alternatives to taxi services are becoming more popular as they expand to more cities. But because they’re so new, both riders and drivers should exercise caution.

Ride-share programs on the surface sound like a win-win situation: if you need a ride, you can download an app to your mobile device to find and arrange transportation in a driver’s personal vehicle.

Read More

Technology takes to the road

car-on-city-street

Technology is driving toward
a future of autonomous cars.

Imagine a day when you can get in a car and use it like an elevator: push a button or program the car to take you to your destination. The car would be reliable enough to drive itself, leaving you to relax and pass the time reading your email, texting a friend or even sleeping without fear of a crash.

That future may not be as far away as you think.
Read More

Your business: Managing the risk of employee claims

EPLI chart blue gold

Click for larger image.

Managing people in the workplace can be risky business. Even in the best employment environments, there are opportunities for an employee to become disgruntled. Seemingly insignificant mistakes made by a manager can lead to a charge or lawsuit resulting in financial losses for your company.

You can mitigate the risk to your business by purchasing employment practices liability insurance (EPLI).
Read More

Tips to help your insurance agent help you

Periodically review your insurance needs with your agent.

Periodically review your insurance needs with your agent.

You count on your independent insurance agent to guide you through the purchase of personal insurance coverage tailored to meet your needs. But after the initial purchase, how often do you re-examine your policies? Your independent agent can also help you evaluate coverage periodically as your needs change.

Review at renewal

Renewals are a great opportunity to verify that you are properly insured. When you receive your renewal information from your agent or carrier – usually several weeks prior to the policy renewal date – check your coverages to make sure they’re still appropriate to your situation. If something has changed, mention it to your agent. Read More