Keep your holiday merry. Be cautious with
candles, Christmas lights and fireplaces,
You want your holidays to be memorable, but for the right reasons. Help ensure your holiday is safe and happy by observing these simple – but essential – tips to help safeguard your loved ones and belongings.
Celebrate with a live tree – safely
- Choose the right tree! Healthy trees have green needles that do not fall off easily and supple, not brittle, branches.
An inspection can help identify special features in your home.
Many people don’t know where to start to estimate home value when purchasing homeowner insurance. For some, the first instinct may be to insure the home based on mortgage value. Others may look at real estate market value, property tax basis or some other factor. But any of these values could be far less than the actual cost to rebuild, and that is the key consideration when buying insurance to protect against a loss.
There is no way to guarantee the cost to reconstruct your home in the event of a loss at some future date, but there are a couple of tools that can point you in the right direction. Read More
December is National Impaired Driving Prevention Month, and traffic safety organizations around the country are stepping up advertising to remind citizens of the hazards of drinking and driving.
In 2011, a person died every 53 minutes from a motor vehicle crash that involved an alcohol-impaired driver, totaling 9,878 deaths in the United States. These preventable accidents cost each adult in the United States approximately $500 per year for a total of $132 billion, according to the National Highway Traffic Safety Commission.
According to the Centers for Disease Control and Prevention, adults drove impaired 112 million times in 2010 – almost 300,000 incidents each day. In 2011, 226 children were killed in drunken driving accidents, and over half of those children were riding in the vehicle with the drunken driver. Read More
Take precautions when shopping online.
Cyber Monday, the Monday after Thanksgiving, has become the biggest online retail shopping day of the year. In 2012, Cyber Monday shoppers racked up $1.46 billion in sales, a new online record, according to comScore. Because of the explosive growth each year in online holiday sales, shoppers need to be extremely diligent in making digital purchases. Scammers with fake websites and emails are lurking out there to separate you from your money. Your identity is also at risk.