Why your privately held business
needs directors and officers insurance

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Every corporation relies on the guidance of its board of directors for success. Although lawsuits against larger, publicly traded companies receive the lion’s share of media attention, privately held corporations are also vulnerable to lawsuits by competitors, government agencies, creditors and employees. You can protect your hard-earned success by purchasing directors and officers (D&O) coverage for your company.


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Data Privacy Day:
Getting ready for wearable technology

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Data Privacy Day, observed annually on January 28, encourages all of us to make protecting privacy and data a greater priority. In preparation for the Apple Watch™ set to debut in early 2015, businesses and employers should learn more about this new device – and similar technology – to understand the potential benefits and risks.


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Living benefits: Accelerated death benefit riders

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When choosing a life insurance policy, the death benefit paid to a beneficiary is the primary focus. However, did you know that some life insurance plans provide additional living benefits? Policies not only provide financial security after death, but in some cases they may provide benefits in the event of a terminal or permanently incapacitating illness.

An accelerated death benefit rider is an enhancement to a life insurance policy that allows a policy owner to access some portion of the death benefit while the insured is still living.


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Be alert for skimmers and scammers!

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Before you swipe your bank card or credit card to make a payment or complete a bank transaction, be alert for skimmer devices attached inside or over the real card reader. Criminals use skimmers to capture the information from the magnetic strip on credit or debit cards, gaining unauthorized access to consumer accounts.

There are a few things you can do to make sure your account information stays safe.


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