Your personal umbrella policy:
Increased policy limits…and more

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Accidents involving common, everyday activities may result in a worst-case scenario. Being held legally liable for injury to another person or damage to their property could exhaust your home or personal auto policy liability limits, and cause financial ruin to your family. A personal umbrella policy works hand in hand with your existing underlying insurance, adding a layer of liability limits to protect you in today’s litigious society.


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Employers prepare for new OSHA reporting rule

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Beginning January 1, 2015, employers will have new requirements for reporting workplace fatalities and serious injuries to the federal government. A new Occupational Safety and Health Administration rule also revises how records are kept and updates the list of employers partially exempt from recordkeeping requirements. Even an employer partially exempt from recordkeeping must still adhere to the new reporting requirements.


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Ready for snow? Clear the path

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As a property owner, you want to do whatever you can to welcome visitors to your home or business and keep your family, employees and customers safe. Snow and ice on walkways, roadways, driveways and parking lots can present extra challenges during winter months.


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My son, the … actuary?
In my dad’s case, it’s true

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Growing up, I always had the notion that I would be a doctor. It ran in the family: my dad was a dentist, my dad’s father was an M.D. and my mom’s father was a veterinarian. I took Latin in middle school and high school, since that language seemed to be the origin of all medical terms. At some point in high school I realized I didn’t like the sight of blood, and that could be a sticking point in the medical field. I liked math and decided to look at engineering and math majors.


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