It happens: Sewer backup


Sometimes sewer backups happen. We look for someone to blame, but often there just isn’t blame to be found. How do we prevent it from happening? And if it does, how do we protect ourselves from the financial storm that follows?

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Prep your car for travel in winter weather


Smartphones offer drivers a sense of security, with the promise that help is just a phone call away. But especially in extreme conditions, don’t count on your phone alone to keep you safe or to share your location in an emergency situation. Keep in mind that location services are not always accurate depending on network coverage in your location, the cell tower your phone connects to and other variables. Take additional precautions before winter travel in case you become stranded in your car.

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Flue season: Have your fireplace and chimney inspected


Home heating fires are the second leading cause of home fire deaths after cooking fires, according to the National Fire Protection Association. Fireplaces, chimneys and flues account for a significant number of home heating fires. Homeowners with a wood-burning fireplace or solid fuel stove or insert can protect your property and your family by having a qualified professional inspect and clean your chimney at least annually to prevent a buildup of creosote.

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