1945: a key year in understanding home reconstruction costs

1945-home

Owners who treasure their older houses are sometimes surprised by the high estimated cost to rebuild their homes, should they have a total loss. But a little history lesson may help explain why reconstruction costs on homes built prior to 1945 can be challenging. What happened in 1945 to make construction costs change so much?


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What’s happening to my paintings?

Doug-Eisele-painting-restoration-23

Part 1 of 3 – Paintings can be protected to some extent from the effects of normal aging by good preventative conservation measures and from physical damage by good hanging, handling and storage procedures. However, time transforms most paintings in one way or another.


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Plan for regular maintenance on your property

panel-wall

Part 2 of 2 – A long-term property maintenance strategy should include planning and budgeting for regular work such as exterior painting or roof replacement, and for capital improvements. The cost of maintenance will always be less than that of a major preservation effort after a period of long neglect.


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When you have help at home, look to EPLI protection

woman-giving-baby-to-nanny

When it’s time to hire a personal assistant, nanny, housekeeper, gardener or other private staff, you picture finding a perfect match for your family and hope to consider that person a friend. No matter how wonderful you feel about the relationship, you have become a domestic employer. There is always the possibility that one of your staff may accuse you or a family member of a wrongful act such as discrimination, sexual harassment or wrongful termination.


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