Periodically review your insurance needs with your agent.
You count on your independent insurance agent to guide you through the purchase of personal insurance coverage tailored to meet your needs. But after the initial purchase, how often do you re-examine your policies? Your independent agent can also help you evaluate coverage periodically as your needs change.
Review at renewal
Renewals are a great opportunity to verify that you are properly insured. When you receive your renewal information from your agent or carrier – usually several weeks prior to the policy renewal date – check your coverages to make sure they’re still appropriate to your situation. If something has changed, mention it to your agent. Read More
Your password is the key to your online identity – a key much sought‐after by hackers as a means of gaining entrance to your computer system or to accounts you access on the Internet.
Here are some suggestions for creating a strong password that can reduce your exposure to hacking. Read More
Time to get your property in shape after winter.
Now that the seasons have turned, it’s time to assess how your property weathered the winter. This is a good time to make a “to-do” list to prevent property maintenance and liability issues.
Starting from the top:
Roof – Have a roofer check for lifting, curling or missing shingles, or shingles that have suffered granular loss. Remove any debris or built-up moss that can reduce your roof’s life expectancy. Clean gutters of any leaves or debris. Read More
Consider insurance needs
for your spring events.
Organizing any event ̶ whether a festival for thousands or a garden walk for a hundred ̶ takes many hours of planning and preparation. However, unexpected situations can arise with even the most meticulously planned events.
To help ease the worries of injury, property damage or other unforeseen exposures, speak to your local independent insurance agent about whether you have adequate insurance coverage for your event, large or small. For some situations, you will want to seek advice about your homeowner or personal umbrella coverage. For larger events sponsored by a club or organization, a commercial insurance policy may be the best choice. Read More