Have a happy – and safe – Halloween

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As you and your family bring out the Halloween decorations and prepare for parties and trick-or-treaters, take time to evaluate the liability exposures associated with having guests on your property. Keep the following tips in mind to ensure Halloween is safe and happy for your family and guests.


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Top 10 tricks to protect yourself from cyber crime

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October is normally associated with Halloween and ghosts and goblins, but for the last 10 years it’s been National Cyber Security Awareness month. As evidenced by the rising number of successful attacks against high-profile targets, cyber crime is on the rise. Here are some ways to protect yourself:


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Even if you’re not a snowbird, winterize your pipes!

home-during-holidays

Homeowners who “fly south” for the winter are familiar with the idea of winterizing their home to guard against freezing while they are gone. However, with weather patterns shifting, homeowners who stay home for the winter are finding there can be issues with freezing pipes, even though they are living in their home and running water daily.


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Keep business flowing: Prevent frozen pipes

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Arctic temperatures can have a dramatic effect on your building, freezing pipes and causing costly damage. Especially vulnerable systems include fire protection equipment and piping; heating, ventilation and air conditioning equipment; compressors and piping; water and sprinkler mains; valves; and sanitary systems. Depending on the extent of damage, failure or disruption of these important systems can be expensive to repair or force temporary closure of your business. Take steps to prevent problems when the cold hits.


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