Be aware of your surroundings when shopping this holiday season.
With the holiday season fast approaching, many of us will be out shopping and enjoying the festivities. In this joyous atmosphere, we also need to be aware of our surroundings and develop a safe routine because unscrupulous individuals may be out to take advantage of our festive mood.
Some things to keep in mind when you are out: Read More
Deer collisions increase in fall and early winter.
As the outdoor temperature gradually drops, deer activity and deer-vehicle accidents increase. Every year across the country, deer-vehicle accidents account for billions of dollars in vehicle damage, thousands of injuries and hundreds of fatalities. These tips can help you avoid a collision with a deer and stay safe while on the road. Read More
Most of us understand the importance of preparing our vehicles for winter ̶ making sure tires are in good shape, wipers are good, brakes properly serviced and snow scraper in the car. We diligently address the mechanics in anticipation of expected winter extremes.
But it’s just as important to prepare ourselves for winter driving. We must be ready to adjust our habits to better face the unpredictable challenges that often come with winter driving. Read More
Your agent can use software to help you determine how much life insurance you need.
Once you have decided to purchase life insurance, the next question to answer is how much to purchase.
Some people select coverage based on an arbitrary amount: $100,000 or $200,000. Others purchase enough to pay off a home mortgage or other major bill. And some stick to the tried-and-true measure of 10 times salary.
But there are other methods to consider. You can complete a fact finder/needs list or use a life insurance calculator. Read More