The homeowner’s to-do list: Here’s where to start

Time to get your property in shape after winter.

Time to get your property in shape after winter.

Now that the seasons have turned, it’s time to assess how your property weathered the winter. This is a good time to make a “to-do” list to prevent property maintenance and liability issues.

Starting from the top:

Roof – Have a roofer check for lifting, curling or missing shingles, or shingles that have suffered granular loss. Remove any debris or built-up moss that can reduce your roof’s life expectancy. Clean gutters of any leaves or debris. Read More

Lights out: Preparing for extended power outages

Consider extended power outages when<br />creating a disaster preparedness plan.

Consider extended power outages when
creating a disaster preparedness plan.

Most of us can, reluctantly, endure the occasional brief power outage from a summer thunderstorm.

But an extended power outage can be a challenge to our dependence on modern appliances and electronic devices, and disaster plans should take power loss into account.
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Coping with loss in a catastrophe

tree-down-on-wires

Safety should be the No. 1 priority
after a natural disaster.

Protecting yourself and your family is your first priority when your auto, home, business or personal property is damaged or destroyed by a tornado, hail, flood or other catastrophic event. Promptly treat any injuries. Remain calm and carefully survey the damage.

Be cautious during post-catastrophe activities to avoid injuries during rescue attempts and cleanup. Watch for downed power lines, gas leaks and electrical hazards that could result in fire, explosion or electrocution. Listen to local officials and emergency management personnel, who can assist you with locating emergency medical treatment, temporary accommodations, clothing, food, water and other needs. Read More

Data Privacy Day: Protecting your personal information

dog_wifiData Privacy Day, observed annually on January 28, encourages all of us to make protecting privacy and data a greater priority.

Given the number of privacy-related events in 2013, it’s no surprise that Dictionary.com named ”privacy” as word of the year. Privacy and protection from identity theft go hand in hand. Identity theft is a major problem that is growing each year. Criminals can use your name, date of birth, Social Security number and other personal or account information to steal your identity.

You can minimize the chances of being an identity theft victim by: Read More