Have a happy – and safe – Halloween

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As you and your family bring out the Halloween decorations and prepare for parties and trick-or-treaters, take time to evaluate the liability exposures associated with having guests on your property. Keep the following tips in mind to ensure Halloween is safe and happy for your family and guests.


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Heating systems need preseason maintenance

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Whether you are maintaining a home heating system or equipment at your business, preventive maintenance is important, especially for hot water or steam heating boilers. Heating boilers can cause extensive damage due to explosion and can be more costly to replace than gas or electric furnaces.


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Prepare your building to weather the cold

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Temperature extremes from summer to winter place a heavy burden on the buildings we live in and the places we work. With little warning, gusting winds, heavy snow and bitter temperatures can create a weather event that could collapse your roof, freeze and rupture your piping and cause havoc in your life.

But prudent loss control strategies you implement before winter can protect your home or business and minimize the impact of weather-related property damage, business interruption and other losses.


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National Fire Prevention Week
teaches fire safety for all ages

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Better fire protection and materials design – along with more education – have combined to save lives and reduce financial losses from fires. In fact, due to the increased knowledge of fire protection and prevention, the number of U.S. fires over the last 25 years has been reduced by half.

National Fire Prevention Week, October 5-11, is a great opportunity for you and your children or grandchildren to have fun while learning important fire safety precautions.


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