Consider extended power outages when
creating a disaster preparedness plan.
Most of us can, reluctantly, endure the occasional brief power outage from a summer thunderstorm.
But an extended power outage can be a challenge to our dependence on modern appliances and electronic devices, and disaster plans should take power loss into account.
A small business may depend on equipment
such as a cooler for flowers.
When you hear machinery and equipment discussed as an available insurance coverage, you may envision huge mechanical or electrical apparatus associated with large-scale operations or massive production floors.
You may conclude that your family-run flower shop or small- to medium-sized business doesn’t need this type of coverage. Read More
Most areas of the country experience hail storms that can cause significant damage to rooftop equipment, severely disrupting your business and costing you time, money or even customers.
A major hail storm can severely damage fins on your heating, ventilation and air conditioning equipment, rendering it inoperable. That may affect your operations or cause you to cancel functions.
Take steps to protect
paper documents and records.
Even in our electronic, computer-driven world, few businesses can operate without acquiring a number of valuable papers and physical records. Losing them to a fire or natural disaster could seriously affect business operations. Before you have a loss, take steps to protect valuable papers, or consider ways to store copies. Read More