Lights out: Preparing for extended power outages

Consider extended power outages when<br />creating a disaster preparedness plan.

Consider extended power outages when
creating a disaster preparedness plan.

Most of us can, reluctantly, endure the occasional brief power outage from a summer thunderstorm.

But an extended power outage can be a challenge to our dependence on modern appliances and electronic devices, and disaster plans should take power loss into account.
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‘Small’ equipment loss can be a big thing

man-buying-flowers

A small business may depend on equipment
such as a cooler for flowers.

When you hear machinery and equipment discussed as an available insurance coverage, you may envision huge mechanical or electrical apparatus associated with large-scale operations or massive production floors.

You may conclude that your family-run flower shop or small- to medium-sized business doesn’t need this type of coverage. Read More

Is your business protected from hail?

2006-2012-hail-mapMost areas of the country experience hail storms that can cause significant damage to rooftop equipment, severely disrupting your business and costing you time, money or even customers.

A major hail storm can severely damage fins on your heating, ventilation and air conditioning equipment, rendering it inoperable. That may affect your operations or cause you to cancel functions.
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Safeguard valuable business records and papers

paper-documents-and-records

Take steps to protect
paper documents and records.

Even in our electronic, computer-driven world, few businesses can operate without acquiring a number of valuable papers and physical records. Losing them to a fire or natural disaster could seriously affect business operations. Before you have a loss, take steps to protect valuable papers, or consider ways to store copies. Read More