The homeowner’s to-do list: Here’s where to start

Time to get your property in shape after winter.

Time to get your property in shape after winter.

Now that the seasons have turned, it’s time to assess how your property weathered the winter. This is a good time to make a “to-do” list to prevent property maintenance and liability issues.

Starting from the top:

Roof – Have a roofer check for lifting, curling or missing shingles, or shingles that have suffered granular loss. Remove any debris or built-up moss that can reduce your roof’s life expectancy. Clean gutters of any leaves or debris. Read More

Maintain privacy through records disposal

Careful document disposal curbs identity theft.

Careful document disposal curbs identity theft.

Identity theft is a major problem that is growing each year. Criminals want to use your name, date of birth, Social Security number and other personal or account information to steal your identity. You can minimize the chances of being an identity theft victim by using safe and secure methods to dispose of important, confidential or sensitive paper or electronic media storage devices, such as computers, CDs and flash drives. Read More

Lightning – or power surge? I’m not worried; I’m covered

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Lightning and power surge can cause damage.

In the old days – I am 54 and have been in the insurance business since 1987 – a lightning claim investigation was a pretty simple process. I would simply review whatever resources were available and determine if a thunderstorm had passed through the area on the day the loss occurred. If a storm could be verified, the loss claim was validated. Read More