Sewer line backup: Know your coverage

optician

You walk into your office on a Monday morning to discover there has been a sewer line backup. After the initial shock, you wonder, “Do I have insurance coverage for this? If I do have coverage, what are my limits?” These are important questions, and ones you should consider asking your local independent agent now.


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Plan for regular maintenance on your property

panel-wall

Part 2 of 2 – A long-term property maintenance strategy should include planning and budgeting for regular work such as exterior painting or roof replacement, and for capital improvements. The cost of maintenance will always be less than that of a major preservation effort after a period of long neglect.


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Safety comes first when the pool is open

girl-swimming

A refreshing pool on a hot day can be so inviting. Children of all ages enjoy splashing in the cool waters in private home-based pools, swim clubs, health clubs, country clubs and public pools. With this fun comes great responsibility. To make sure everyone leaves the pool happy and healthy, pool owners and operators should take steps to prevent injury and drowning.


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Enhance your property’s value
by preserving custom features

stained-glass

Part 1 of 2 – Unique architectural features can greatly enhance the value of your building. The range of materials found in today’s architecture is vast and changing constantly as new materials and technologies are developed. Vintage or custom features such as wall surfaces, tile and carvings are just a few of the items you’ll want to preserve.


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