Additional coverages keep you afloat after a flood

aerial-view-of-flood

Ongoing patterns of severe weather mean homeowners and business owners have experienced everything from record snowfalls and tornadoes to recurring storms with wind, hail and record amounts of rainfall – all leading to a record number of flooded homes and businesses.

Water claims under personal or business insurance contracts can be confusing and easily misunderstood, and standard insurance does not cover everything.


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After the storm: What do I do next?

homes-damaged-by-tornado

The storm has passed and your family is safe. You took all the necessary precautions such as having an adequate supply of drinking water and a flashlight. You may have even purchased a generator to ensure uninterrupted electricity in the event of a power outage. The steps you take next are equally important in keeping your family safe and presenting a claim in the event there is damage to your home, auto or personal property. Your first priority should always be addressing safety concerns: Pay attention to the possibility of[.....]


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When water is not your friend

woman-calling-plumber

Refrigerators, water heaters, dishwashers, washing machines and toilets can be sources of leaks that can cause significant damage if not detected early. A burst pipe with as little as a one-eighth-inch crack can release 250 gallons of water a day, according to the Insurance Institute for Business and Home Safety. The most effective way to prevent costly water damage in your home is to install a leak detection and water shut-off system. There are several levels of protection that can meet the needs and budgets of all homeowners:


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First aid for frozen pipes – steps to prevent more problems

burst-pipes

With winter not even a month old, there’s plenty of cold weather ahead of us – enough to freeze pipes, causing costly water damage at your home or business. If you suspect you have a frozen pipe – you’ve turned on the faucet, but no water comes out – call a qualified plumber immediately. Shut off the main water valve, and leave the faucets open until repairs are made.


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