Most areas of the country experience hail storms that can cause significant damage to rooftop equipment, severely disrupting your business and costing you time, money or even customers.
A major hail storm can severely damage fins on your heating, ventilation and air conditioning equipment, rendering it inoperable. That may affect your operations or cause you to cancel functions.
Take steps to secure heavy equipment.
As a contractor, farmer or business owner, you know that the theft of a piece of your equipment could cause you misery as well as financial loss.
The financial loss goes beyond the replacement cost of the machine; it can mean down time for your business and costly delays in your work schedule. Read More
Focus on safety when recovering equipment after a loss.
The recent flooding in Colorado demonstrates the importance of being prepared. If your business includes boilers or electrical equipment, there are things you can do to minimize a loss from flood damage.
First, consult with an insurance professional to discuss the needs of your particular business before any loss occurs, concentrating on the “best practice” steps necessary to help you recover safely.
Equipment breakdown coverage can protect your business.
Tornadoes and fires may or may not happen to you, but like the human body, from the day it first goes into operation your business equipment begins the journey to its eventual failure.
Standard commercial property policies typically don’t protect against unexpected equipment breakdown, and warranties, service contracts and preventive maintenance agreements only cover so much. Adding equipment breakdown coverage Read More