‘Small’ equipment loss can be a big thing

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When you hear machinery and equipment discussed as an available insurance coverage, you may envision huge mechanical or electrical apparatus associated with large-scale operations or massive production floors. You may conclude that your family-run flower shop or small- to medium-sized business doesn’t need this type of coverage.


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Is your business protected from hail?

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Most areas of the country experience hail storms that can cause significant damage to rooftop equipment, severely disrupting your business and costing you time, money or even customers. A major hail storm can severely damage fins on your heating, ventilation and air conditioning equipment, rendering it inoperable. That may affect your operations or cause you to cancel functions.


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Post-flood boiler recovery can present hazards

Focus on safety when recovering equipment after a loss.

The recent flooding in Colorado demonstrates the importance of being prepared. If your business includes boilers or electrical equipment, there are things you can do to minimize a loss from flood damage. First, consult with an insurance professional to discuss the needs of your particular business before any loss occurs, concentrating on the “best practice” steps necessary to help you recover safely.


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