‘Small’ equipment loss can be a big thing

man-buying-flowers

A small business may depend on equipment
such as a cooler for flowers.

When you hear machinery and equipment discussed as an available insurance coverage, you may envision huge mechanical or electrical apparatus associated with large-scale operations or massive production floors.

You may conclude that your family-run flower shop or small- to medium-sized business doesn’t need this type of coverage. Read More

Is your business protected from hail?

2006-2012-hail-mapMost areas of the country experience hail storms that can cause significant damage to rooftop equipment, severely disrupting your business and costing you time, money or even customers.

A major hail storm can severely damage fins on your heating, ventilation and air conditioning equipment, rendering it inoperable. That may affect your operations or cause you to cancel functions.
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Heavy equipment theft can cost time as well as money

Take steps to secure heavy equipment.

Take steps to secure heavy equipment.

As a contractor, farmer or business owner, you know that the theft of a piece of your equipment could cause you misery as well as financial loss.

The financial loss goes beyond the replacement cost of the machine; it can mean down time for your business and costly delays in your work schedule. Read More

Post-flood boiler recovery can present hazards

Focus on safety when recovering equipment after a loss.

Focus on safety when recovering equipment after a loss.

The recent flooding in Colorado demonstrates the importance of being prepared. If your business includes boilers or electrical equipment, there are things you can do to minimize a loss from flood damage.

First, consult with an insurance professional to discuss the needs of your particular business before any loss occurs, concentrating on the “best practice” steps necessary to help you recover safely.
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