Protecting your craft beverage equipment

micro-brewery

While means and methods will vary, one item that all craft beverage manufacturers share is dependence on their equipment. That’s why it’s important to make sure you include equipment breakdown coverage as part of your insurance portfolio if you’re a craft brewer, distiller or winery owner.


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10 tips to improve construction site security

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Equipment and material theft is a major source of loss for contractors. While insurance may offset some of the financial costs, many uninsured costs – deductibles, replacing depreciated items with new equipment, production delays, paperwork and time to report and replace stolen equipment – are paid by contractors.
Good planning is essential to construction site security, preventing theft of valuable construction materials and tools.


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Keep business flowing: Prevent frozen pipes

burst-pipes

Arctic temperatures can have a dramatic effect on your building, freezing pipes and causing costly damage. Especially vulnerable systems include fire protection equipment and piping; heating, ventilation and air conditioning equipment; compressors and piping; water and sprinkler mains; valves; and sanitary systems. Depending on the extent of damage, failure or disruption of these important systems can be expensive to repair or force temporary closure of your business. Take steps to prevent problems when the cold hits.


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‘Small’ equipment loss can be a big thing

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When you hear machinery and equipment discussed as an available insurance coverage, you may envision huge mechanical or electrical apparatus associated with large-scale operations or massive production floors. You may conclude that your family-run flower shop or small- to medium-sized business doesn’t need this type of coverage.


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