Coping with loss in a catastrophe

caution-high-voltage

Protecting yourself and your family is your first priority when your auto, home, business or personal property is damaged or destroyed by a tornado, hail, flood or other catastrophic event. Promptly treat any injuries. Remain calm and carefully survey the damage. Be cautious during post-catastrophe activities to avoid injuries during rescue attempts and cleanup. Watch for downed power lines, gas leaks and electrical hazards that could result in fire, explosion or electrocution. Listen to local officials and emergency management personnel, who can assist you with locating emergency medical treatment, temporary[.....]


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4 common myths about insurance

debunking-insurance-myths

You study safety and performance ratings before buying a car. You have your prospective home professionally inspected from basement to roof. You read labels and select the best foods for your family’s table. Why should insurance purchases be any different?


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Your home inventory: How to get started

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Second of two parts So you know why you need a home inventory, but where to start? There are several tools available to help you document your home inventory. The National Association of Insurance Commissioners has a free app called MyHOME Scr.APP.book to electronically store home inventory room by room, including photos, descriptions and purchase information. Apple® or Android® users can visit the iTunes® Store or Android® Market and search for NAIC. Those without a tablet or smartphone will find a downloadable home inventory list with appliances, electronics, furniture and[.....]


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Your home inventory: Why you need one

home-inventory

First of two parts Home values have been a top concern in recent years, but how often do we pause and think about the value of the possessions inside our homes? If you’re a renter, homeowner or condo owner, when was the last time you took an inventory of the contents of your home? A home inventory is a listing of the contents of your home and the cost to replace them if lost or damaged. Despite the numerous benefits in detailing an inventory of our homes, the National Association[.....]


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