Keep your office party on the nice list

office-christmas-party

It’s the holidays! Time for festivities, visions of sugarplums, good cheer…and workplace holiday parties.

While employers want to recognize and thank employees for their hard work during the year, workplace holiday parties can become a liability concern. While you don’t want to be a Grinch, you also don’t want to host a holiday party that causes your employees discomfort or leads to sexual harassment or other complaints.


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Even if you’re not a snowbird, winterize your pipes!

home-during-holidays

Homeowners who “fly south” for the winter are familiar with the idea of winterizing their home to guard against freezing while they are gone. However, with weather patterns shifting, homeowners who stay home for the winter are finding there can be issues with freezing pipes, even though they are living in their home and running water daily.


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Additional coverages keep you afloat after a flood

aerial-view-of-flood

Ongoing patterns of severe weather mean homeowners and business owners have experienced everything from record snowfalls and tornadoes to recurring storms with wind, hail and record amounts of rainfall – all leading to a record number of flooded homes and businesses.

Water claims under personal or business insurance contracts can be confusing and easily misunderstood, and standard insurance does not cover everything.


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