Disability insurance keeps your focus on recovery

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While an unexpected death can be devastating to a family, especially if the deceased had no life insurance, an unexpected disability can be equally as devastating. Without disability insurance, the person affected may worry about paying the bills when the primary focus should be on rehabilitation and recovery.


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New federal overtime guidelines under FLSA

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EDITOR’S NOTE: A federal judge in Texas issued an injunction on November 22, 2016, that delays the implementation of this rule. Consult with your legal adviser before making changes in your employment policies. For more information about how employment practices liability insurance can protect your business, see your local independent insurance agent. __ A new federal rule for overtime pay that becomes effective December 1, 2016, may increase an employer’s need for EPLI – employment practices liability insurance.


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Training is key to correct fire extinguisher usage

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Fire extinguishers can be an effective tool, but only when you select the correct type for your needs; install them in the most effective locations; and learn the proper way to use them. This three-part series covers the basics of fire extinguishers. Part 3 of 3 – Once activated, a fire extinguisher typically provides less than 30 seconds of use. That’s why proper training and application are critical to ensuring effectiveness.


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Correctly place fire extinguishers for optimum use

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Fire extinguishers can be an effective tool, but only when you select the correct type for your needs; install them in the most effective locations; and learn the proper way to use them. This three-part series covers the basics of fire extinguishers. Part 2 of 3 – Fire extinguishers are a critical component of your building’s overall fire protection system. With properly trained personnel and correctly placed and maintained extinguishers, these devices can suppress a fire in the early stages.


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Select the correct fire extinguisher for your needs

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Fire extinguishers can be an effective tool, but only when you select the correct type for your needs; install them in the most effective locations; and learn the proper way to use them. This three-part series covers the basics of fire extinguishers. Part 1 of 3 – A portable fire extinguisher is an effective first line of defense in controlling small fires within your home or business. For maximum effectiveness, choose the correct extinguisher for your needs.


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