Protect your business from data theft

data-theft

Most businesses, large or small, are aware of the threats to their data security, whether from viruses, hackers or their own internal employees. Although the direct cost associated with responding to a breach can be staggering, a recent study found that the biggest financial consequence to organizations that experience a data breach is actually lost business.


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The benefits of working with an independent agent

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After a lot of saving and planning, my sister and her family bought their dream home. Sadly, a storm damaged their roof, and she’s had difficulty resolving her claim. Her family did not purchase their insurance through an independent agent. I encouraged her to give her carrier the opportunity to see things through, but I also suggested that once her claim is resolved, she might consider an independent agent to help her better determine the right carrier and insurance products for her family’s needs.


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Sewer line backup: Know your coverage

optician

You walk into your office on a Monday morning to discover there has been a sewer line backup. After the initial shock, you wonder, “Do I have insurance coverage for this? If I do have coverage, what are my limits?” These are important questions, and ones you should consider asking your local independent agent now.


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When you have help at home, look to EPLI protection

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When it’s time to hire a personal assistant, nanny, housekeeper, gardener or other private staff, you picture finding a perfect match for your family and hope to consider that person a friend. No matter how wonderful you feel about the relationship, you have become a domestic employer. There is always the possibility that one of your staff may accuse you or a family member of a wrongful act such as discrimination, sexual harassment or wrongful termination.


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