Safeguard valuable business records and papers

paper-documents-and-records

Take steps to protect
paper documents and records.

Even in our electronic, computer-driven world, few businesses can operate without acquiring a number of valuable papers and physical records. Losing them to a fire or natural disaster could seriously affect business operations. Before you have a loss, take steps to protect valuable papers, or consider ways to store copies. Read More

Coping with loss in a catastrophe

tree-down-on-wires

Safety should be the No. 1 priority
after a natural disaster.

Protecting yourself and your family is your first priority when your auto, home, business or personal property is damaged or destroyed by a tornado, hail, flood or other catastrophic event. Promptly treat any injuries. Remain calm and carefully survey the damage.

Be cautious during post-catastrophe activities to avoid injuries during rescue attempts and cleanup. Watch for downed power lines, gas leaks and electrical hazards that could result in fire, explosion or electrocution. Listen to local officials and emergency management personnel, who can assist you with locating emergency medical treatment, temporary accommodations, clothing, food, water and other needs. Read More

4 common myths about insurance

debunking-insurance-myths

Do your homework when buying insurance.

You study safety and performance ratings before buying a car.

You have your prospective home professionally inspected from basement to roof.

You read labels and select the best foods for your family’s table.

Why should insurance purchases be any different?
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Your home inventory: How to get started

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Photograph new purchases to update your inventory.

Second of two parts
So you know why you need a home inventory, but where to start? There are several tools available to help you document your home inventory.

  • The National Association of Insurance Commissioners has a free app called MyHOME Scr.APP.book to electronically store home inventory room by room, including photos, descriptions and purchase information. Apple® or Android® users can visit the iTunes® Store or Android® Market and search for NAIC.
  • Those without a tablet or smartphone will find a downloadable home inventory list with appliances, electronics, furniture and other items found in many homes.

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