Protect your service business from errors and omissions


Errors and omissions coverage can protect your hospitality business.


Services errors and omissions coverage is an important part of your insurance portfolio if you’re in the hospitality business.

From small conferences and banquets to elaborate weddings, event hosting is big business. Most hotels, golf and country clubs, banquet centers and restaurants with meeting spaces and ballrooms host events on a weekly, and often daily, basis. Events can be significant revenue drivers for your business.

While the success of these events is important to your venue, it is even more important to your customer. Failure to provide the necessary facilities, goods or services could be detrimental to the outcome of the event, putting your business at financial risk and leaving you subject to lawsuits.

You typically think of insuring against fire, water damage, theft or injury to other parties due to your negligence. But what about an employee error that results in the failure to properly execute an event hosted at your facility? Even the best event planners and coordinators make mistakes from time to time. Consider these possible scenarios:

  • Your events manager inadvertently double-books the hotel ballroom for weddings occurring on the same date
  • Your catering manager fails to order the appropriate amount or type of food provisions for a corporate banquet
  • A third-party vendor responsible for delivering tents, tables and chairs for an outdoor event at your premises fails to deliver on the correct date

Services errors and omissions insurance coverage provides peace of mind should these situations arise.

Consider this important coverage to round out your insurance protection. By insuring your business against covered human errors associated with providing facilities, goods or services, you can greatly reduce the financial impact to your business when they occur.

See your local, independent insurance agent for advice on how to protect your business with services errors and omissions coverage.

Coverages described here are in the most general terms and are subject to actual policy conditions and exclusions. For actual coverage wording, conditions and exclusions, refer to the policy or contact your independent agent.

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