Cincinnati’s claims associates support our core business to insure risk and promptly pay covered claims in a fair and reasonable manner. Field claims managers and representatives work out of their homes in local communities, serving independent agencies and their clients. Headquarters claims associates support field operations by providing instructions and guidance, assessing risk exposures, reviewing reserves and handling specialty and complex claims.
Cincinnati’s Commercial Lines department underwrites and issues insurance policies and bonds for businesses and organizations served by our independent agency partners. Our underwriters and policy service associates are committed to providing excellent commercial products and services that differentiate us from our peers.
Compliance risk is the possibility that violations of applicable laws, regulations, contractual terms, standards or policies will occur and have a negative financial or nonfinancial impact on your business. At its core, Cincinnati’s Compliance & Ethics Program specifies the company's policies, procedures and controls to help prevent and detect violations of laws and regulations in all areas of our business activities. Learn ways to approach various compliance regulations and standards in key fields through these compliance-related blog posts.
Cincinnati's Information Security Office evaluates risk and manages information security policies, procedures, guidelines and standards to protect customer, company and policyholder information from a wide range of threats. The department manages a corporate information security awareness training program, monitors security activities and oversees the application of security standards to ensure business continuity, minimize business risk and maximize return on investments and business opportunities.
Cincinnati Life, a wholly owned subsidiary company of The Cincinnati Insurance Company, offers life and disability income insurance and annuities to individuals and businesses served by our independent agency partners. Associates are committed to providing superior products and services that enhance the ability of our partnering agencies to deliver quality financial protection to the people and businesses they serve.
Cincinnati’s Loss Control department provides risk management and loss control services to our independent agency partners and their commercial clients. Knowledgeable, experienced representatives are dedicated to mitigating exposures through assessment, consultation and implementation of effective control measures for all lines of business.
Cincinnati’s Machinery & Equipment department provides insurance to protect a wide variety of equipment on which nearly every business depends. Our coverage protects against losses resulting from sudden and accidental breakdown of machinery and equipment – exposures not generally covered by property insurance. Our team of experienced professionals underwrites, prices, inspects and provides claims service in support of our independent agency partners.
Cincinnati’s Management Liability & Surety department supports policyholders and independent agencies by underwriting and marketing surety bonds and insurance products such as: Directors & Officers Liability, Fiduciary Liability, Employment Practices Liability, Crime and Cyber Risk coverages.
Cincinnati’s Personal Lines department underwrites and issues insurance policies for individuals and families served by our independent agency partners. Associates are committed to providing excellent personal lines products and services that differentiate us from our peers.
