Insurance 101 for the college student

off-to-college

Consider your college student’s personal and auto insurance needs.

As the summer winds down, millions of college students will be heading back to dorms or apartments all across the country. If your child is among them, you probably have made sure that your student has the necessary bedding, shelving, futons and electronics for a successful year.

But have you considered whether these items will be covered if lost or stolen?
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Are you covering all the bases? Your homeowner checklist

cover-the-bases

Make sure your homeowner insurance policy covers all the bases.

Read our checklist of items that could affect your homeowner insurance coverage to make sure you are covering all the bases. If you agree with any of the following statements, it may be time to look at the terms of your homeowner insurance policy and discuss options with your agent.

  • We would like an estimate of our home’s reconstruction cost at today’s prices.
  • In the event of a loss to our contents/personal property, we want items to be replaced with no deduction for depreciation.
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Be vigilant: Lock thieves out of your car

lock-thieves-out-of-your-car

Take steps to prevent thefts from your car.

With summer in full swing, take precautions to avoid becoming a victim of theft. During the summer as we are involved in many outdoor activities, it’s easy to become lax at protecting personal items.

We forget to lock our vehicles and secure our personal property. The majority of thefts from automobiles occur between 7 p.m. and 6 a.m.
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