Consumer rights differ for debit and credit cards.
Many people find it convenient to use credit or debit cards rather than carry cash or write checks for each purchase. Recent headlines concerning account information breaches should be of concern to card users.
Important differences between credit cards and debit cards may affect your decision about which to use for your purchases. Keeping these differences in mind when making purchases might help you protect your money if your accounts are hacked. Read More
Data Privacy Day, observed annually on January 28, encourages all of us to make protecting privacy and data a greater priority.
Given the number of privacy-related events in 2013, it’s no surprise that Dictionary.com named ”privacy” as word of the year. Privacy and protection from identity theft go hand in hand. Identity theft is a major problem that is growing each year. Criminals can use your name, date of birth, Social Security number and other personal or account information to steal your identity.
You can minimize the chances of being an identity theft victim by: Read More
Smartphones can be great tools, but be aware of privacy concerns.
If you are among the millions unwrapping a slick new smartphone this holiday season, you’ll want to take steps to protect it and your privacy.
The Federal Communications Commission reports that more than half of all Americans have smartphones, and 20 percent have been the victims of mobile cybercrime. The FCC warns that mobile security threats have increased more than 350 percent since 2010. Read More
Be aware of your surroundings when using mobile devices.
Data security is a challenge faced by every business today. A 2012 survey of 2,100 businesses conducted by Applied Research revealed that 74 percent of the businesses surveyed were affected by cyber attacks in the past 12 months. Sixty-two percent indicated that they had lost at least one mobile device in the last 12 months and 100 percent admitted that at least some of their lost devices had no password protection. Confidential data had been lost in the last 12 months by 42 percent of the businesses surveyed. Most businesses, large or small, are aware of the threats to their data security, Read More