What to do with my business when I want to retire

two-generations-of-workers

When you ask business owners about their retirement plans, many answer, “I’m going to sell the business.” But without a plan in place, the chance of transitioning the business to a new owner who shares similar values and is willing to pay a fair price greatly diminishes. You owe it to yourself and your employees to plan for how your business will continue once you retire, and life insurance can help.


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Insuring your love, securing the future

girls-eating-valentine-candy

Soulmate. Beloved. Spouse. Friend. Whatever you call your special loved one, Valentine’s Day is a time to celebrate your relationship and offer a token of your affection. While the traditional roses and candy are certainly thoughtful, roses fade and candy doesn’t last. For a more lasting gift, why not consider life insurance?


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How much life insurance do I need?

meet-life-agent

Once you have decided to purchase life insurance, the next question to answer is how much to purchase. Some people select coverage based on an arbitrary amount: $100,000 or $200,000. Others purchase enough to pay off a home mortgage or other major bill. And some stick to the tried-and-true measure of 10 times salary. But there are other methods to consider. You can complete a fact finder/needs list or use a life insurance calculator.


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