Words to make a parent nervous: Teen driver


New teen driver. As both the father of a new driver and an underwriter, those words make me nervous. But some proactive discussion among the new driver, his or her parents and your local agent can make the teenage driving years a lot less stressful.

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In a car accident? Here’s what to do


Nobody likes to think about getting into an automobile accident, but it can happen to any driver at any time. Taking time in advance to think through the steps to follow after a car accident can help keep you and your passengers safe and simplify the process of filing an insurance claim.

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Child car seats: Precious cargo packaging


The proper use of child car seats can reduce the risk of fatal injuries to infants by 71 percent and to toddlers by 54 percent! As car crashes are a leading cause of death among children ages 1-13, the use of car seats is critical when children are in your car. Unfortunately, a recent National Highway Traffic Safety Administration study found that three out of four children are not adequately protected because they are either in the wrong seat for their age and weight or their seat is improperly installed.

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Properly installed safety seat can save a life


One of the most important pieces of safety equipment a new parent can have is a child car seat. Just having a child car seat, however, is not enough. To truly receive the benefits the seat can provide, it must be properly installed. Unfortunately, from 2007 to 2011 more than 3,600 children were killed in car accidents. More than a third of those were killed because they were not in a car seat or were in a car seat that wasn’t properly installed.

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