Cyber risk insurance: New coverage for emerging risks

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It seems you can’t turn on the news without hearing about a cyber-related crime or incident.

Criminals are increasingly using ransomware as a means of extortion. Ransomware is a form of malware, usually delivered by email phishing scams, that locks victims out of their critical data until they pay the criminals a fee.


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Insurance helps hospice care providers focus on the patient

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Hospice organizations focus on the care – not a cure – for the patient, as well as support to the patient’s loved ones. If your organization operates a hospice, you are in a unique position to affect quality of life in your communities. By making sure your organization has appropriate insurance protection, you can keep your focus on the important services you provide to patients and their families. Take time to review the declarations page of your insurance policy.


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Protect your business from data theft

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Most businesses, large or small, are aware of the threats to their data security, whether from viruses, hackers or their own internal employees. Although the direct cost associated with responding to a breach can be staggering, a recent study found that the biggest financial consequence to organizations that experience a data breach is actually lost business.


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No business is too small for cyber criminals

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Data breaches make the news when big retail chains get hit with a cyber attack. You may even be notified of the breach by the retailer if they have reason to believe your data was compromised. Or, you may read about data breaches when you receive a new credit card or are offered identity theft protection. What you might not hear about are the cases where a business owner goes bankrupt after a data breach.


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