Dan Ratliff

An experienced boater, Dan Ratliff is a chief underwriting specialist in the Personal Lines department, assigned to a Kentucky territory. He teaches the company's watercraft course to underwriter trainees and is the watercraft liaison for his department. He joined Cincinnati Insurance in 1998.

Keep all hands safe on the water


Each time you set out on the lakes and waterways with your boat, take time to review some basic safety tips. First, make sure everyone who drives your boat knows the basic rules about right of way, speed limits, ski restrictions and equipment condition. Improve operating skills by completing a course. Contact the department of natural resources in your state to find boating classes, or contact the U.S. Coast Guard Auxiliary or Power Squadron. For information about vessel safety and other boating resources, visit the Coast Guard’s Boating Safety Resource Center.

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