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If you are among the millions unwrapping a slick new smartphone this holiday season, you’ll want to take steps to protect it and your privacy. The Federal Communications Commission reports that more than half of all Americans have smartphones, and 20 percent have been the victims of mobile cybercrime. The FCC warns that mobile security threats have increased more than 350 percent since 2010.
The holidays provide us with good reasons for presenting special – and often valuable – gifts to our loved ones. In the excitement of surprising someone with a gift that makes a big impression, remember that properly insuring expensive gifts can bring you peace and joy long after the holiday season is over. Follow these tips for insuring new jewelry and valuables: Consider taking advantage of a store’s or manufacturer’s warranties or guarantees, but don’t mistake them for insurance. For example, some major jewelry chains offer limited guarantees on gemstone[.....]
Did you know that letting your most weather-susceptible faucets drip during periods of extreme cold can keep your water pipes from freezing? Don’t let cold weather ice your pipes this winter! Because liquid expands as it freezes, pipes full of water are vulnerable, and those outdoors or running against exterior walls are especially susceptible. With a few preventive steps, you can save the expense and bother of burst pipes and water damage: