Four tips to control insurance costs

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Whether you’re a business owner or an individual, you’re probably interested in controlling your expenses, and insurance costs are no exception. You may ask yourself why your policy’s cost increased. Remember that insurance premiums are tied closely to costs for labor, materials and medical care. As these prices go up, it takes more insurance dollars to pay claims.


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Getting the most from your life insurance

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You had a plan and you did the right thing: You purchased a life insurance policy to protect your family. But things have changed since you took out that universal life insurance policy, and it may be time for you to pull your policy out of your files and review where it stands. Your universal life insurance policy (UL) is a form of permanent life insurance that also has an investment component. A portion of each premium you pay helps build a tax-deferred cash value and earns the current interest[…..]


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Be vigilant: Lock thieves out of your car

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With summer in full swing, take precautions to avoid becoming a victim of theft. During the summer as we are involved in many outdoor activities, it’s easy to become lax at protecting personal items. We forget to lock our vehicles and secure our personal property. The majority of thefts from automobiles occur between 7 p.m. and 6 a.m.


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