Make sure you haven’t forgotten an important factor before you contemplate digging: underground utilities. You certainly don’t want to find out by accident that utilities are buried in your yard. Before you dig, please call the toll-free 811 line to have underground utilities mapped. The mapping service is free.
If you are a dentist, veterinarian or optometrist, sewer backup losses could be costly. Carpet, furniture, fixtures and business equipment will need to be replaced or professionally disinfected.
Water claims under personal or business insurance contracts can be confusing and easily misunderstood, and standard insurance does not cover everything. You and your agent should be aware of whether or not your insured property is located in a designated flood zone.
