Home improvement: Contractor vs. do-it-yourself

do-it-yourself-or-contractor-consumer-tips

Should you do it yourself, or hire a contractor? This might not even have been a question a generation or two ago. In our grandparents’ time, most families had a skilled tradesperson such as a carpenter, plumber, electrician or bricklayer to turn to for assistance. The small neighborhood hardware store had few options, and the suppliers who carried fixtures and materials catered primarily to skilled contractors. But the increase in large home improvement retail centers allows today’s homeowner easy access to materials and product options to update your home and increase its value.


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The insurance side of house flipping

It’s a classic TV reality show scenario: A young, ambitious couple purchases a foreclosed property and flips it for a huge profit. This quick cash flow seems too good to be true…and usually is. Potential house flippers should consider some insurance coverage issues before making a commitment.


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Remodeling? Keep rebuilding cost in mind

While stuck indoors this winter, did you look around and plan any home projects? Whether you do it yourself or hire a contractor, remember to update your homeowner insurance as you increase your home’s value. The Coverage A limit on your homeowner policy is the amount of insurance you have to reconstruct your home in the event of a total loss. All costs associated with replacing or rebuilding your home are considered when developing this Coverage A limit. When you make changes that increase the value of your home, you[…..]


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