What to expect when you apply for life insurance
You have discussed your life insurance needs with your agent and you’re ready to complete an application. What’s next? That depends.
life insurance
Life insurance can protect family from college debt
Young adults often carry debt with them into the working world, leaving a spouse, cosigner or estate responsible for paying it off in event of an untimely death.
Living benefits: Accelerated death benefit riders
When choosing a life insurance policy, the death benefit paid to a beneficiary is the primary focus. However, did you know that some life insurance plans provide additional living benefits? Policies not only provide financial security after death, but in some cases they may provide benefits in the event of a terminal or permanently incapacitating illness.
An accelerated death benefit rider is an enhancement to a life insurance policy that allows a policy owner to access some portion of the death benefit while the insured is still living.