Vicki W. Hill

Director of Risk Management for Cincinnati’s Personal Lines department, Vicki W. Hill has been working in the High Net Worth insurance niche since 1988. In addition to the insurance company side of homeowners risk management, Vicki has also advised clients on valuation and risk management while working as a personal insurance agent and founder of a high-value-home inspection company. As a residential construction company owner and operator, she also has firsthand experience in residential construction, specifically with historic property replication.

Even if you’re not a snowbird, winterize your pipes!


Homeowners who “fly south” for the winter are familiar with the idea of winterizing their home to guard against freezing while they are gone. However, with weather patterns shifting, homeowners who stay home for the winter are finding there can be issues with freezing pipes, even though they are living in their home and running water daily.

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