Susanne Roberts

As a member of the Personal Lines department, Susanne Roberts manages the western underwriting territory. She joined Cincinnati Insurance in 1996 as an underwriting manager. She holds the Chartered Property Casualty Underwriter (CPCU), Associate in Personal Insurance (API) and Associate in Management (AIM) designations.

In case of fire: Benefits of a monitored alarm system

We know that functional smoke detectors can save lives and protect property, and every home should have them installed. But a monitored fire alarm system can offer additional property protection and benefits. Starting at about $100, the equipment can be surprisingly affordable and effective, and the monthly monitoring fee can be worth the expense in[…..]

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7 factors to help nail down your home’s reconstruction cost


“I could never sell my house for that!” How many times have we heard this said or even said it ourselves? It’s easy to experience sticker shock when we see the value our insurance company wants to place on our home.

Calculating replacement cost ̶ or more accurately, reconstruction cost ̶ is often a complicated process, and results can deviate widely from market price. It’s not unusual for rebuilding costs to be significantly higher than the cost of new construction.

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