If a tree falls, who’s responsible?
Fallen trees and branches are a significant cause of damage and power loss after a thunderstorm rolls through. But if a neighbor’s tree falls on your property and causes damage, who is responsible?
Author Archives: Marty Skidmore
- Profile:
- Marty Skidmore joined The Cincinnati Insurance Company in 1978 as a claims representative in Indianapolis. He later became a regional casualty claim manager and retired in January 2019 as property claims manager and a vice president of the company. He has served on the executive committee of Ohio’s FAIR Plan and chaired the Ohio FAIR Plan Blue Ribbon Arson Committee and the Ohio FAIR Plan Claims Committee.
Call before you dig – 811 nationwide
Make sure you haven’t forgotten an important factor before you contemplate digging: underground utilities. You certainly don’t want to find out by accident that utilities are buried in your yard. Before you dig, please call the toll-free 811 line to have underground utilities mapped. The mapping service is free.
Keep safe and warm when using space heaters
Many of us use portable electric space heaters to help keep us warm, but they can be hazardous if not used properly. Take precautions to keep your family safe from fire or burns. According to the U.S. Fire Administration, an average of 50,100 home heating fires occurred in the U.S. each year from 2008 to 2010. About 900 fires are attributed to portable heaters. While they represent only 2 percent of home heating fires, portable heaters were involved in 45 percent of all heating fires with a fatality.