Michelle Olson

A premium audit technical specialist, Michelle Olson has been with Cincinnati’s audit department since 1999 and is serving agencies and policyholders in Minnesota and Eastern North Dakota. She holds the Chartered Property Casualty Underwriter (CPCU), Associate in Premium Auditing (APA) and Certified Insurance Counselors (CIC) designations.

The premium audit: Calculating a fair price

Insurance coverage you select now covers your business during a future term. The rates you pay for coverage are intended to reflect your business’s actual exposure to risk during that future term. For some lines of insurance, like workers’ compensation, general liability or garage liability, exposure is measured by your payroll and sales and other[…..]

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