Mandelyn Gerhart

A risk management associate in the Personal Lines department, Mandelyn Gerhart serves agents in Kentucky, Maryland, Pennsylvania, Virginia, West Virginia and Washington, D.C. Mandelyn has been with Cincinnati since 2016. As a risk manager, she makes clear and concise recommendations to underwriters and clients and manages the inspection workflow to assure new business policies are inspected and completed in a timely manner.

Personal insurance: Trends in construction costs


Reconstruction cost – or replacement cost – is the cost of hiring a contractor to replace your home as it is, using materials and design of the same or similar quality. This amount is not the same as market value, which is the value of comparable homes that have sold in your area. Your home’s current reconstruction cost could be very different from its market value.

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