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- A senior risk management associate in the Personal Lines department, Mandelyn Gerhart serves agents in Connecticut, Delaware, New Jersey, New York and Rhode Island. Mandelyn has been in the Personal Lines Risk Management department since 2016. As a risk manager, she reviews homeowner inspections to establish a replacement cost valuation and makes clear and concise recommendations to underwriters and clients. She manages the inspection workflow to assure new business policies are inspected and completed in a timely manner.