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Cincinnati’s Machinery & Equipment department provides insurance to protect a wide variety of equipment on which nearly every business depends. Our coverage protects against losses resulting from sudden and accidental breakdown of machinery and equipment – exposures not generally covered by property insurance. Our team of experienced professionals underwrites, prices, inspects and provides claims service in support of our independent agency partners.


Power quality a serious issue for business, industry

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The LED display on the kitchen range is blinking again, yet the old battery-operated clock seems to be working just fine. How many times have you had to reset clocks on microwaves, alarms, digital cable boxes and other devices due to a brief moment of power interruption?

We don’t often think about momentary power interruptions or how they affect our everyday lives. In business or production process-related industries, the effects of these interruptions may be particularly disastrous and very costly.


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Business equipment – What will you do when it fails?

Tornadoes and fires may or may not happen to you, but like the human body, from the day it first goes into operation your business equipment begins the journey to its eventual failure. Standard commercial property policies typically don’t protect against unexpected equipment breakdown, and warranties, service contracts and preventive maintenance agreements only cover so much. Adding equipment breakdown coverage can be a valuable part of your business insurance portfolio.


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