Update: Ride sharing may create insurance gaps


Note: This is an update to a blog published in 2014. Drivers and riders who participate in ride-share alternatives to taxi services may be subject to significant insurance gaps. If you participate in ride-share services as a driver or if you use these increasingly popular services, make sure you have appropriate insurance coverage.

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Coverage for your collector vehicle: Agreed value


Certain strokes of engineering border on artwork: an idea that manifests itself in the creation of something truly beautiful. Imagine yourself behind the wheel of one of those beautiful pieces of machinery, zooming through a twisting, scenic, back country road usually reserved for a postcard. Sunlight reflects off the mirror-like finish, and the engine purrs sweetly, tuned ever so carefully down to the most minute detail.

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4 questions to ask your agent about auto insurance


Not all automobile insurance policies are the same. When you’re shopping for auto insurance, ask your agent questions about coverage BEFORE you buy. You will have peace of mind that your car and your passengers are protected, reducing the chance of unwanted surprises should you have a claim.

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Stay alert for vehicles damaged by Hurricane Sandy


The counts vary, but it has been estimated 225,000 to 300,000 vehicles sustained flood damage as a result of Hurricane Sandy. What happened to those vehicles? In some case, unscrupulous opportunists bought them for pennies on the dollar. The vehicles were dried out, shined up and offered for resale for hundreds — sometimes thousands — less than the fair market value. Good deal? Maybe, if you don’t mind the vehicle’s mechanical, electrical or safety systems potentially (more like probably) failing at any time.

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