A refresher on water sport and boating safety

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As we enter the start of summer, people will spend more time on the water skiing, boating and riding personal watercraft.

But with more people on the water comes more potential for injuries. According to the U.S. Coast Guard, nearly 80 percent of all recreational boating injuries occur from May to September. Here are some safety tips to prevent you from being injured while on the water this summer.


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Prepare for emergency: Keep AEDs maintained

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Over 424,000 sudden cardiac arrests occur each year, according to the Sudden Cardiac Foundation. Sudden cardiac arrest (SCA) occurs when a person becomes unconscious with no pulse and no breathing. This can happen to anyone, anywhere. This person is clinically dead.

But according to the American Heart Association, rescuers who know cardiopulmonary resuscitation and use an automated external defibrillator (AED) can increase the chance of survival to 50 to 74 percent.


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Your personal umbrella policy:
Increased policy limits…and more

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Accidents involving common, everyday activities may result in a worst-case scenario. Being held legally liable for injury to another person or damage to their property could exhaust your home or personal auto policy liability limits, and cause financial ruin to your family. A personal umbrella policy works hand in hand with your existing underlying insurance, adding a layer of liability limits to protect you in today’s litigious society.


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