Have a happy – and safe – Halloween

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As you and your family bring out the Halloween decorations and prepare for parties and trick-or-treaters, take time to evaluate the liability exposures associated with having guests on your property. Keep the following tips in mind to ensure Halloween is safe and happy for your family and guests.


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National Fire Prevention Week
teaches fire safety for all ages

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Better fire protection and materials design – along with more education – have combined to save lives and reduce financial losses from fires. In fact, due to the increased knowledge of fire protection and prevention, the number of U.S. fires over the last 25 years has been reduced by half.

National Fire Prevention Week, October 5-11, is a great opportunity for you and your children or grandchildren to have fun while learning important fire safety precautions.


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Child car seats: Precious cargo packaging

car-seat-checks

The proper use of child car seats can reduce the risk of fatal injuries to infants by 71 percent and to toddlers by 54 percent! As car crashes are a leading cause of death among children ages 1-13, the use of car seats is critical when children are in your car. Unfortunately, a recent National Highway Traffic Safety Administration study found that three out of four children are not adequately protected because they are either in the wrong seat for their age and weight or their seat is improperly installed.


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Backyard hazards: After-school safety strategies

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The start of school signals a seasonal change in routine for many families. Children may spend after-school hours at home with an adult or teen caregiver. Sometimes older children are trusted to be alone for an hour or two until a parent arrives. This change in routine offers a good opportunity to re-evaluate the safety and liability exposures right in your own backyard.


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