Back-to-school tips for students, parents, drivers

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With families transitioning to new fall routines and back-to-school activities, it’s a good time to review tips for getting to and from school safely and to consult with your independent agent about insurance property and liability coverages. Read our prior blog posts with information for kids, their families and the community.


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‘Out of sight, out of mind’ can be a dangerous boiler strategy

out-of-sight-boiler-inspector

Boilers are more compact and efficient than ever before. Homes, commercial buildings and industrial occupancies that once required large heating boilers can now be heated using smaller and smaller boilers. There is almost no downside to constructing boilers to be smaller and more efficient – at least, not as long as the boiler does not slip “out of mind” because it is so small that it’s “out of sight.”


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Fixed annuities are alternatives to CDs

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Are you tired of making less than 1 percent on your money and having to pay taxes on that growth? Do you enjoy the flexibility of being able to access your money and not having it “locked up” for several years? If you answered yes to both of those questions, let me introduce you to the benefits of purchasing a fixed annuity.


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Focus Four construction-related hazards: Caught in

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Part 4 of 4 Construction is among the most dangerous industries in the country. Bureau of Labor Statistics (BLS) data for 2014 showed 885 fatal on-the-job injuries, more than in any other single industry sector and nearly one out of every five work-related deaths in the U.S. that year. The Occupational Health and Safety Administration (OSHA) calls the leading causes of worker deaths on construction sites its Focus Four: falls, electrocution, struck by and caught in or between. These four leading hazards are responsible for 71 percent of deaths and[…..]


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