How to protect yourself from fraud

They say lightning doesn’t strike the same place twice, but disaster can if you fall victim to unscrupulous contractors.

The National Insurance Crime Bureau reports that insurance fraud accounts for about 10 percent of all property casualty claims. While the majority of contractors are trustworthy, some take advantage of vulnerable policyholders, and the added expense can result in higher insurance costs for all consumers.


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Special events may need special insurance attention

Every weekend the calendar seems to offer a menu of festivals, 5K races and concerts. No matter what the weather, there is something special to do. Some folks plan their leisure time around any number of school, church or community events.

If your business or organization is planning a special event, you may be experiencing some of the common worries.


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Fire danger in the construction zone

Fires are a significant hazard on construction sites. According to the National Fire Protection Association, there were an annual average of 830 fires in residential buildings under construction from 2007 through 2011, excluding one- and two-family homes. These fires caused an average of $56 million in direct property damage per year. Over those same years, there were an estimated 400 fires annually in large residential buildings undergoing major renovation, causing an average of $17 million in direct property loss per year.


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