After the storm: What do I do next?

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The storm has passed and your family is safe. You took all the necessary precautions such as having an adequate supply of drinking water and a flashlight. You may have even purchased a generator to ensure uninterrupted electricity in the event of a power outage. The steps you take next are equally important in keeping your family safe and presenting a claim in the event there is damage to your home, auto or personal property. Your first priority should always be addressing safety concerns: Pay attention to the possibility of[.....]


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When water is not your friend

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Refrigerators, water heaters, dishwashers, washing machines and toilets can be sources of leaks that can cause significant damage if not detected early. A burst pipe with as little as a one-eighth-inch crack can release 250 gallons of water a day, according to the Insurance Institute for Business and Home Safety. The most effective way to prevent costly water damage in your home is to install a leak detection and water shut-off system. There are several levels of protection that can meet the needs and budgets of all homeowners:


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Texting and driving a growing concern

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At any given daylight moment across America, approximately 660,000 drivers are using cell phones or manipulating electronic devices while driving, according to a survey from the National Highway Traffic Safety Administration. That number has held steady since 2010. Meanwhile, a University of Michigan Transportation Research Institute study showed that a quarter of teens respond to text messages once or more every time they drive. Twenty percent of teens and 10 percent of parents admit that they have extended, multi-message text conversations while driving.


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When deer are in your headlights

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As the outdoor temperature gradually drops, deer activity and deer-vehicle accidents increase. Every year across the country, deer-vehicle accidents account for billions of dollars in vehicle damage, thousands of injuries and hundreds of fatalities. These tips can help you avoid a collision with a deer and stay safe while on the road.


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