Is your indoor pool properly ventilated?


Fall and winter are likely to be peak seasons for your recreation facility’s indoor pool usage. Lap swimming, swim lessons, water aerobics and family recreation times dramatically increase activity. As activities increase, so should your safety vigilance.

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Don’t let equipment breakdown ruin your day


Imagine coming home from a weeklong vacation to find that an electrical outage damaged the air-conditioning compressor, and your AC is out.   Sudden and accidental breakdown of your home’s mechanical systems and electrically powered equipment can disrupt the peace and relaxation you enjoy at home. Equipment breakdown insurance can help you manage these unexpected events.

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Your personal umbrella policy:
Increased policy limits…and more


Accidents involving common, everyday activities may result in a worst-case scenario. Being held legally liable for injury to another person or damage to their property could exhaust your home or personal auto policy liability limits, and cause financial ruin to your family. A personal umbrella policy works hand in hand with your existing underlying insurance, adding a layer of liability limits to protect you in today’s litigious society.

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Backyard hazards: After-school safety strategies


The start of school signals a seasonal change in routine for many families. Children may spend after-school hours at home with an adult or teen caregiver. Sometimes older children are trusted to be alone for an hour or two until a parent arrives. This change in routine offers a good opportunity to re-evaluate the safety and liability exposures right in your own backyard.

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