Tips to help your insurance agent help you

Periodically review your insurance needs with your agent.

Periodically review your insurance needs with your agent.

You count on your independent insurance agent to guide you through the purchase of personal insurance coverage tailored to meet your needs. But after the initial purchase, how often do you re-examine your policies? Your independent agent can also help you evaluate coverage periodically as your needs change.

Review at renewal

Renewals are a great opportunity to verify that you are properly insured. When you receive your renewal information from your agent or carrier – usually several weeks prior to the policy renewal date – check your coverages to make sure they’re still appropriate to your situation. If something has changed, mention it to your agent. Read More

Data Privacy Day: Protecting your personal information

dog_wifiData Privacy Day, observed annually on January 28, encourages all of us to make protecting privacy and data a greater priority.

Given the number of privacy-related events in 2013, it’s no surprise that Dictionary.com named ”privacy” as word of the year. Privacy and protection from identity theft go hand in hand. Identity theft is a major problem that is growing each year. Criminals can use your name, date of birth, Social Security number and other personal or account information to steal your identity.

You can minimize the chances of being an identity theft victim by: Read More

7 coverages to look for in your auto policy

car-on-curvy-road

The right auto coverages can help you deal with the curves in the road.

When you purchase an insurance policy for your car, there are some basic coverages that help protect you from financial curves in the road.

Bodily Injury Liability protects you against damages for which you are legally responsible because of a covered auto accident that causes bodily harm, including death, to others.
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Make sure loaned school items are covered

band-practice

Check coverage for items loaned from school.

As the school year begins, take note of the items your child brings home. For example, many school districts are assigning laptop computers to students for their personal use.

Or, your band or orchestra student may be assigned a school-owned instrument, especially if it’s a larger or more costly instrument.
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