The right auto coverages can help you deal with the curves in the road.
When you purchase an insurance policy for your car, there are some basic coverages that help protect you from financial curves in the road.
Bodily Injury Liability protects you against damages for which you are legally responsible because of a covered auto accident that causes bodily harm, including death, to others.
Check coverage for items loaned from school.
As the school year begins, take note of the items your child brings home. For example, many school districts are assigning laptop computers to students for their personal use.
Or, your band or orchestra student may be assigned a school-owned instrument, especially if it’s a larger or more costly instrument.
New car? Protect your investment.
It’s hard to describe that little rush you feel when you drive away from the dealership in a shiny new car. Whether it comes from knowing that you’ve finally purchased the car of your dreams, feeling proud that you’ve found a safe vehicle to transport your growing family, or realizing that you now have payments to make for the next three to five years, you’re definitely feeling a surge of energy as you head down the highway for the first time in a new vehicle.
One thing you shouldn’t have to feel is concern about car insurance, but especially when you’ve purchased a new car – which can depreciate as much as 15-20 percent in the first few years – you’ll rest better knowing you’ve got the right coverage.
A personal umbrella policy adds an extra layer of insurance protection.
When accidents happen, lawsuits may follow. You can protect your financial assets and future earnings by purchasing a personal umbrella liability policy.
A personal umbrella policy works with your existing insurance to add the extra layer of protection that you may need. After all, you don’t have to be a millionaire to be sued for $1 million.
Liability coverage on your auto policy protects you when there is damage or an injury caused by you, a family member or even someone else using your car with your permission. Your auto policy coverage limits could be exhausted in a serious accident; that’s where the umbrella policy steps in.