Make a plan for business continuation


When it comes to business continuation planning, the phrase “you can either fail to plan or plan to fail” certainly applies. As a business owner, you may have created a formal business plan or have done no planning at all. But if you fail to plan your own exit strategy, forces beyond your control may create a plan for you.

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Personal articles: Protect your valuable property


Gold and diamonds and furs, oh my! While your homeowners policy may cover valuables when lost, stolen or damaged, many policies limit the valuation of items such as jewelry, silverware, works of art, furs or collectibles. That policy may pay only the limit and not cover the full value of each item. If you have items of value, ask your local independent insurance agent about personal articles coverage.

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A refresher on water sport and boating safety


As we enter the start of summer, people will spend more time on the water skiing, boating and riding personal watercraft.

But with more people on the water comes more potential for injuries. According to the U.S. Coast Guard, nearly 80 percent of all recreational boating injuries occur from May to September. Here are some safety tips to prevent you from being injured while on the water this summer.

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