When planning a spring event, prepare for the unexpected

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Organizing any event  ̶  whether a festival for thousands or a garden walk for a hundred  ̶  takes many hours of planning and preparation. However, unexpected situations can arise with even the most meticulously planned events. To help ease the worries of injury, property damage or other unforeseen exposures, speak to your local independent insurance agent about whether you have adequate insurance coverage for your event, large or small. For some situations, you will want to seek advice about your homeowner or personal umbrella coverage. For larger events sponsored by[…..]


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Early detection key to managing data theft risk

Every business, large or small, should consider the growing exposure to loss or theft of personally identifying information of customers or employees and be prepared to respond to an unfortunate event. Data security is one of the top risks that any organization faces. Based on a Trend Micro-sponsored Ponemon Institute study, more than 78 percent of organizations have suffered at least one data breach over the past two years. We discussed some basic steps that any organization can take to protect sensitive data and to control technology practices in our[…..]


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7 coverages to look for in your auto policy

car-on-curvy-road

When you purchase an insurance policy for your car, there are some basic coverages that help protect you from financial curves in the road. Bodily Injury Liability protects you against damages for which you are legally responsible because of a covered auto accident that causes bodily harm, including death, to others.


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Personal umbrella policy: Your liability safety net

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When accidents happen, lawsuits may follow. You can protect your financial assets and future earnings by purchasing a personal umbrella liability policy. A personal umbrella policy works with your existing insurance to add the extra layer of protection that you may need. After all, you don’t have to be a millionaire to be sued for $1 million. Auto Liability coverage on your auto policy protects you when there is damage or an injury caused by you, a family member or even someone else using your car with your permission. Your[…..]


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