Ho! Ho! Ho! Santa reviews his insurance policies

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Santa is a busy man this time of year, making toys and preparing his sleigh for the big day. Like many business owners, he relies on his local independent insurance agent. Santa has the policies he needs to cover his workshop, employees and their products. Do you? Read Santa’s insurance list, then locate an agent to help you check yours.


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Umbrella insurance a business necessity

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There is a misconception that only large companies or corporations need umbrella insurance, that the coverage is expensive and may be unnecessary. On the contrary, an umbrella policy is a vital piece of coverage that can protect you and your business from losses that exceed your primary policy limits.


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Update: Ride sharing may create insurance gaps

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Note: This is an update to a blog published in 2014. Drivers and riders who participate in ride-share alternatives to taxi services may be subject to significant insurance gaps. If you participate in ride-share services as a driver or if you use these increasingly popular services, make sure you have appropriate insurance coverage.


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