Keep your office party on the nice list

office-christmas-party

It’s the holidays! Time for festivities, visions of sugarplums, good cheer…and workplace holiday parties.

While employers want to recognize and thank employees for their hard work during the year, workplace holiday parties can become a liability concern. While you don’t want to be a Grinch, you also don’t want to host a holiday party that causes your employees discomfort or leads to sexual harassment or other complaints.


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Your personal umbrella policy:
Increased policy limits…and more

dog-by-pool

Accidents involving common, everyday activities may result in a worst-case scenario. Being held legally liable for injury to another person or damage to their property could exhaust your home or personal auto policy liability limits, and cause financial ruin to your family. A personal umbrella policy works hand in hand with your existing underlying insurance, adding a layer of liability limits to protect you in today’s litigious society.


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Have a happy – and safe – Halloween

children-trick-or-treating

As you and your family bring out the Halloween decorations and prepare for parties and trick-or-treaters, take time to evaluate the liability exposures associated with having guests on your property. Keep the following tips in mind to ensure Halloween is safe and happy for your family and guests.


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