Personal articles: Protect your valuable property


Gold and diamonds and furs, oh my! While your homeowners policy may cover valuables when lost, stolen or damaged, many policies limit the valuation of items such as jewelry, silverware, works of art, furs or collectibles. That policy may pay only the limit and not cover the full value of each item. If you have items of value, ask your local independent insurance agent about personal articles coverage.

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10 tips to improve construction site security


Equipment and material theft is a major source of loss for contractors. While insurance may offset some of the financial costs, many uninsured costs – deductibles, replacing depreciated items with new equipment, production delays, paperwork and time to report and replace stolen equipment – are paid by contractors.
Good planning is essential to construction site security, preventing theft of valuable construction materials and tools.

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